Tidy Sum
One number
each pay.
Bills, debts and savings, added up to the one amount to put away this pay.
No account. No bank login. Stays on your iPhone.
Everything due, in one number.
Rent comes out of every pay. The phone bill is split over the pays before it's due, the card gets its repayment, and the holiday fund grows a little each time.
- Rent Every pay $900
- Phone Due Sun 22 Nov $33
- Visa Due Fri 13 Nov $145
- Holiday By Jun 2027 $177
Drag it. Watch the date move.
Enter the balance, the interest and what you repay, and Tidy Sum shows roughly when it's paid off and what it costs. Drag the slider: it's the same maths the app uses.
Estimates from what's entered, with interest worked out monthly. Your lender's figures are the real ones.
Debt-free by about
Apr 2028
18 months · $793 interest
Drag to see what paying more does.
Payday, sorted in a minute.
A reminder on payday morning with your number. Tick each one off as you move the money, or put it all away at once. Can't cover one this pay? Swipe it, and it moves to later pays.
Tick it off and you stay on track: debt-free by Apr 2028.
Share the bills. Keep your own number.
Invite a partner through iCloud. Split evenly, by income or item by item, and each of you sees your own share on your own payday.
Split by income
- You 60% $540
- Sam 40% $360
Your Visa and anything marked mine stay on your phone.
We can't see your plan.
What you type stays on your iPhone. A shared plan goes between your two phones through your own iCloud, never through us.
- No account
- Open it and start.
- No bank login
- You type in what matters.
- No server
- Nothing leaves your phone for us.
Data Not Collected
That's our privacy label on the App Store. No analytics, no ads, no tracking.
Tidy Sum
Coming soon to the App Store for iPhone. Free for up to 3 debts and 10 bills or goals. Plus adds unlimited items, inviting a partner, more boosts and CSV export. Pay once: A$49.99, no subscription.